Component Title: Compare Plans

Compare Plans

Find the right medical and dental insurance coverage for you. Choose from individual and family plans including Bronze, Silver, Gold and Platinum. You may be eligible for a free or low-cost New York State-sponsored plan or qualify to receive higher tax credits to reduce your monthly premium under the American Rescue Plan.

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Component Title: When to Enroll

When to Enroll

If you are buying an individual or family plan directly from an insurance company or through NY State of Health, there are set dates to buy or change your insurance. This is called the Open Enrollment Period. It usually runs from November 16 to January 31 each year. You may be eligible to apply during a Special Enrollment Period, if you experience certain life events.

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Component Title: What is Covered?

What is Covered?

All our plans include free preventive care, telemedicine, dental and vision coverage for children, and access to a large provider network. Plus, our BlueCard® program gives you access to care when you travel.

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Component Title: Managing Prescriptions

Managing Prescriptions

Our Qualified Health Plans, Essential Plan and Child Health Plus offer extensive prescription drug coverage, including home delivery. Medicaid plans have prescription coverage through NYRx, the NY State Medicaid Pharmacy program. The cost of prescription drugs varies by plan.

Check Our Drug Lists

Component Title: Get Help Paying

Get Help Paying

Good news! Under the American Rescue Plan, expanded tax credits are still available when you buy a health plan through NY State of Health. These credits were extended to 2025 under the Inflation Reduction Act. If you qualify, you can access higher tax credits and reduce your monthly premium. This includes many higher-income New Yorkers who did not previously qualify. 

 

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