Medicare Blue Choice Platinum (HMO-POS)

Mobile size Enroll button

Enroll Now

Plan Features

• Add Full Comprehensive Dental coverage to your plan, for an additional $39 a month. This includes coverage for restorative and major dental services (i.e., select crowns, root canals). Coverage for preventive dental services (i.e., cleanings and x-rays) is included with your plan.³ (View our Supplemental Dental plans)
• Acupuncture Coverage: You pay 50% of the cost for up to 20 visits per calendar year for chronic low back pain and an additional 10 visits per calendar year for all other diagnoses 
• Robust provider network¹
• No referrals required
• $120 annual eyewear allowance
• Worldwide urgent care and emergency coverage
• The Silver&Fit^® Fitness Program. $25 annual non-refundable fee for a gym membership. Other program options are available. Find a participating fitness center near you.
• Coverage for hearing aids through our partner TruHearing® (a copayment will apply)

Benefits²

Medical Coverage
Medicare Blue Choice Platinum (HMO-POS) provides comprehensive coverage for the health care services you need, including:

• Out-of-Network coverage under the point of service benefit: 30% coinsurance; $3,000 annual maximum.
• $15 copay per visit for in-network primary care providers
• $40 copay per visit for in-network specialists
• $0 copay for many Medicare-covered preventive services in-network, such as physical exams, smoking cessation, and some immunizations
• $15 copay for in-network chiropractic medical visits
• Inpatient Hospital Stay
  • $260 copay per day for days 1-5 for each Medicare-covered stay at a network hospital
  • Days 6+ covered in full
• $4,500 annual Out-of-Pocket Maximum Protection (In-network services)

Learn more with these resources:

• Summary of Benefits with Multi-Language FlyerOpen a PDF
• Evidence of CoverageOpen a PDF
• Annual Notice of ChangeOpen a PDF
• Plan Ratings
• Disenrollment Rights & Responsibilities

¹ Network Coverage Information - With our Medicare Advantage Health Maintenance Organization (HMO) plans you must use plan providers except in emergency or urgent care situations or for out-of-area renal dialysis or other services. The Point-of-Service (POS) benefit gives extra flexibility to receive some covered services from providers that are not in our network without having to pay the entire cost yourself. The POS benefit has a coverage limit. Once your costs go above this limit, you will be responsible for 100% of the remaining costs for the out-of-network services. For information on how to request reimbursement for Out-of-Network claims, the Point-of-Service (POS) benefit, Out-of-Network Coverage, or Coverage Determinations and Appeals call Customer Care at 1-877-883-9577, Monday - Friday, 8 a.m. to 8 p.m.; From October 1 through March 31, 8 a.m. to 8 p.m., 7 days a week (TDD/TTY  1-800-662-1220). Or, see the Evidence of Coverage using the link above. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

² This information is not a complete description of benefits. Call 1-800-671-6081 (TDD/TTY  1-800-662-1220) for more information.

³For out-of-network providers, we will pay 100% of the allowance or dentist charges, whichever is less, You will be responsible for the balance.

Out-of-network/non-contracted providers are under no obligation to treat Excellus BlueCross BlueShield members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

To the extent of any discrepancy between this web site and the Evidence of Coverage, the Evidence of Coverage terms take priority.

Excellus Health Plans Styles