Plan Offerings
All of our plans offer access to top-quality doctors and hospitals, plus coverage for doctor visits, prescription drugs, urgent care, hospitalization, and free preventive care.
Visit our Resource Centers for help in person.
Visit our Resource Centers for help in person.
Closed: Thanksgiving, Day after Thanksgiving, Christmas Eve, Christmas Day, New Year’s Eve, New Year’s Day
2024 Plans in the Rochester Region
You may qualify for a New York State Sponsored Plan
Plans include: Essential Plan, Child Health Plus, Blue Choice Option, and HMOBlue Option
Plans include: Essential Plan, Child Health Plus, Blue Choice Option, and HMOBlue Option
| Plan Name | Monthly Premium:
Single
Single
Self + Spouse / Domestic Partner
Self + Spouse / Domestic Partner
Self + Children
Self + Children
Self + Children to Age 29
Self + Children to 29
Family
Family
Family + Children to Age 29
Family + Children to 29
Child Only
Child Only
|
Primary Care Doctor / Specialist Visit | Preventive Care | Prescription Drugs | Emergency Room / Inpatient Hospital Services per Stay | Annual Deductible
Single
Self + Spouse / Domestic Partner
Self + Children
Family
Child Only
|
Annual Out-of-Pocket Max | Ready to Apply? |
|---|---|---|---|---|---|---|---|---|
| Base (Catastrophic) - up to age 30 or 30+ and eligible |
$301.03
$301.78
$602.07
$603.57
$511.76
$513.04
$857.94
$860.08
|
Covered in full after deductible See plan details about free doctor visits |
Covered in full | Covered in full after deductible | Covered in full after deductible | $9,450 Individual
$18,900 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
|
Your estimated monthly premium after applying your tax credit Reset
|
||||||||
| Bronze Secure Plus 3 |
$515.29
$516.57
$1,030.57
$1,033.15
$875.99
$878.17
$892.62
$894.85
$1,468.56
$1,472.24
$1,496.45
$1,500.20
|
Covered in full after deductible See plan details about free doctor visits |
Covered in full | Covered in full after deductible | Covered in full after deductible | $9,450 Individual
$18,900 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
| Bronze Standard HSA |
$547.41
$548.77
$1094.81
$1,097.54
$930.59
$932.91
$948.27
$950.63
$1,560.11
$1,563.99
$1,589.74
$,1593.72
$225.53
$226.09
|
Covered at 50% after deductible | Covered in full | $10/$35/$70 copay after deductible | $500/$1,500 after deductible | $6,100 Individual
$12,200 Family
|
$7,150 Individual
$14,300 Family
|
Apply |
| Bronze Select |
$543.49
$544.84
$1,086.98
$1,089.69
$923.93
$926.23
$941.49
$943.84
$1,548.94
$1,552.81
$1,578.38
$1,582.32
|
Covered at 50% after deductible | Covered in full | $10/40%/50% copay after deductible | Covered at 50% after deductible | $5,500 Individual
$11,000 Family
|
$7,500 Individual
$15,000 Family
|
Apply |
| Bronze Standard |
$547.41
$548.77
$1,094.81
$1,097.54
$930.59
$932.91
$948.27
$950.63
$1,560.11
$1,563.99
$1,589.74
$1,593.72
$225.53
$226.09
|
$50/$75 after deductible | Covered in full | $10/$35/$70 copay after deductible | $500/$1,500 after deductible | $4,600 Individual
$9,200 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
| Silver Select |
$710.35
$712.13
$1,420.70
$1,424.25
$1,207.60
$1,210.61
$1,230.54
$1,233.63
$2,024.50
$2,029.56
$2,062.97
$2,068.13
|
20% co-insurance or less after deductible | Covered in full | $10/$45/$90 copay or less after deductible | 20% co-insurance or less (for most services) after deductible | $3,200 Individual
$6,400 Family
|
$7,500 Individual
$15,000 Family
|
Apply |
| Silver Standard |
$715.46
$717.25
$1,430.92
$1,434.50
$1,216.28
$1,219.32
$1,239.39
$1,242.49
$2,039.05
$2,044.17
$2,077.80
$2,082.99
$294.77
$295.51
|
$30/$65 or less after deductible | Covered in full | $15/$40/$75 copay or less (no deductible) | $500/$1,500 or less after deductible | $2,100 Individual
$4,200 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
| Gold Select |
$888.87
$891.09
$1,777.74
$1,782.19
$1,511.08
$1,514.86
$1,539.79
$1,543.64
$2,533.28
$2,539.62
$2,581.41
$2,587.85
|
$25/$40 after deductible | Covered in full | $10/$35/$70 (no deductible) | $500/$1,000 after deductible | $1,000 Individual
$2,000 Family
|
$8,000 Individual
$16,000 Family
|
Apply |
| Gold Standard |
$920.63
$922.93
$1,841.26
$1,845.86
$1,565.07
$1,568.98
$1,594.81
$1,598.78
$2,623.79
$2,630.35
$2,673.65
$2,680.31
$379.29
$380.25
|
$25/$40 after deductible | Covered in full | $10/$35/$70 copay (no deductible) | $150/$1,000 after deductible | $600 Individual
$1,200 Family
|
$5,900 Individual
$11,800 Family
|
Apply |
| Platinum Select |
$1,062.08
$1,064.74
$2,124.16
$2,129.48
$1,805.53
$1,810.06
$1,839.85
$1,844.45
$3,026.92
$3,034.51
$3,084.44
$3,092.17
|
$15/$25 | Covered in full | $10/$35/$70 copay | $150/$750 | $0 Individual
$0 Family
|
$6,350 Individual
$12,700 Family
|
Apply |
| Platinum Standard |
$1,072.36
$1,075.05
$2,144.72
$2,150.10
$1,823.01
$1,827.59
$1,857.65
$1,862.31
$3,056.23
$3,063.89
$3,114.30
$3,122.10
$441.81
$442.92
|
$15/$35 | Covered in full | $10/$30/$60 copay | $100/$500 | $0 Individual
$0 Family
|
$2,000 Individual
$4,000 Family
|
Apply |
2024 Plans in the Syracuse Region
You may qualify for a New York State Sponsored Plan
Plans include: Essential Plan, Child Health Plus, Blue Choice Option, and HMOBlue Option
Plans include: Essential Plan, Child Health Plus, Blue Choice Option, and HMOBlue Option
| Plan Name | Monthly Premium:
Single
Single
Self + Spouse / Domestic Partner
Self + Spouse / Domestic Partner
Self + Children
Self + Children
Self + Children to Age 29
Self + Children to 29
Family
Family
Family + Children to Age 29
Family + Children to 29
Child Only
Child Only
|
Primary Care Doctor / Specialist Visit | Preventive Care | Prescription Drugs | Emergency Room / Inpatient Hospital Services per Stay | Annual Deductible
Single
Self + Spouse / Domestic Partner
Self + Children
Family
Child Only
|
Annual Out-of-Pocket Max | Ready to Apply? |
|---|---|---|---|---|---|---|---|---|
| Base (Catastrophic) - up to age 30 or 30+ and eligible |
$358.78
$359.68
$717.56
$719.36
$609.93
$611.45
$1,022.52
$1,025.09
|
Covered in full after deductible See plan details about free doctor visits |
Covered in full | Covered in full after deductible | Covered in full after deductible | $9,450 Individual
$18,900 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
|
Your estimated monthly premium after applying your tax credit Reset
|
||||||||
| Bronze Secure Plus 3 |
$614.13
$615.67
$1,228.26
$1,231.34
$1,044.02
$1,046.64
$1,063.87
$1,066.52
$1,750.27
$1,754.66
$1,783.54
$1,787.98
|
Covered in full after deductible See plan details about free doctor visits |
Covered in full | Covered in full after deductible | Covered in full after deductible | $9,450 Individual
$18,900 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
| Bronze Standard HSA |
$652.41
$654.05
$1,304.82
$1,308.09
$1,109.10
$1,111.88
$1,130.17
$1,133.00
$1,859.37
$1,864.03
$1,894.69
$1,899.44
$268.80
$269.47
|
Covered at 50% after deductible | Covered in full | $10/$35/$70 copay after deductible | Covered at 50% after deductible | $6,100 Individual
$12,200 Family
|
$7,150 Individual
$14,300 Family
|
Apply |
| Bronze Select |
$647.75
$649.37
$1,295.50
$1,298.74
$1,101.18
$1,103.92
$1,122.10
$1,124.89
$1,846.09
$1,850.70
$1,881.17
$1,885.86
|
Covered at 50% after deductible | Covered in full | $10/40%/50% copay after deductible | Covered at 50% after deductible | $5,500 Individual
$11,000 Family
|
$7,500 Individual
$15,000 Family
|
Apply |
| Bronze Standard |
$652.41
$654.05
$1,304.82
$1,308.09
$1,109.10
$1,111.88
$1,130.17
$1,133.00
$1,859.37
$1,864.03
$1,894.69
$1,899.44
$268.80
$269.47
|
$50/$75 after deductible | Covered in full | $10/$35/$70 copay after deductible | $500/$1,500 after deductible | $4,600 Individual
$9,200 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
| CNY Preferred Silver Tiered Network Lewis & Onondaga counties only |
$759.09
$760.99
$1,518.17
$1,521.97
$1,290.45
$1,293.68
$1,314.97
$1,318.26
$2,163.40
$2,168.82
$2,204.50
$2,210.03
|
$30/$50 or less after deductible | Covered in full | $10/$45/$90 copay | $350/$1,250 or less after deductible | $2,900 Individual
$5,800 Family
|
$9,000 Individual
$18,000 Family
|
Apply |
| Silver Select |
$846.63
$848.74
$1,693.25
$1,697.48
$1,439.27
$1,442.86
$1,466.60
$1,470.28
$2,412.88
$2,418.91
$2,458.71
$2,464.88
|
20% co-insurance or less after deductible | Covered in full | $10/$45/$90 copay or less after deductible | 20% co-insurance or less (for most services) after deductible | $3,200 Individual
$6,400 Family
|
$7,500 Individual
$15,000 Family
|
Apply |
| Silver Standard |
$852.71
$854.84
$1,705.41
$1,709.68
$1,449.60
$1,453.23
$1,477.16
$1,480.85
$2,430.22
$2,436.30
$2,476.40
$2,482.60
$351.32
$352.19
|
$30/$65 or less after deductible | Covered in full | $15/$40/$75 copay or less (no deductible) | $500/$1,500 or less after deductible | $2,100 Individual
$4,200 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
| CNY Preferred Gold Tiered Network Lewis & Onondaga counties only |
$931.58
$933.91
$1,863.17
$1,867.82
$1,583.69
$1,587.66
$1,613.79
$1,617.82
$2,655.02
$2,661.65
$2,705.48
$2,712.23
|
$25/$40 after deductible | Covered in full | $5/$35/$70 copay | $250/$750 after deductible | $950 Individual
$1,900 Family
|
$8,500 Individual
$17,000 Family
|
Apply |
| Gold Select |
$1,059.39
$1,062.03
$2,118.78
$2,124.06
$1,800.96
$1,805.45
$1,835.17
$1,839.76
$3,019.25
$3,026.79
$3,076.61
$3,084.30
|
$25/$40 after deductible | Covered in full | $10/$35/$70 (no deductible) | $500/$1,000 after deductible | $1,000 Individual
$2,000 Family
|
$8,000 Individual
$16,000 Family
|
Apply |
| Gold Standard |
$1,097.23
$1,099.98
$2,194.46
$2,199.95
$1,865.29
$1,869.96
$1,900.74
$1,905.50
$3,127.10
$3,134.94
$3,186.54
$3,194.51
$452.06
$453.19
|
$25/$40 after deductible | Covered in full | $10/$35/$70 copay (no deductible) | $150/$1,000 after deductible | $600 Individual
$1,200 Family
|
$5,900 Individual
$11,800 Family
|
Apply |
| Platinum Select |
$1,265.83
$1,268.99
$2,531.65
$2,537.99
$2,151.91
$2,157.29
$2,192.79
$2,198.28
$3,607.61
$3,616.63
$3,676.16
$3,685.34
|
$15/$25 | Covered in full | $10/$35/$70 copay | $150/$750 | $0 Individual
$0 Family
|
$6,350 Individual
$12,700 Family
|
Apply |
| Platinum Standard |
$1,278.08
$1,281.27
$2,556.15
$2,562.55
$2,172.73
$2,178.16
$2,214.02
$2,219.55
$3,642.52
$3,651.63
$3,711.72
$3,721.00
$526.57
$527.89
|
$15/$35 | Covered in full | $10/$30/$60 copay | $100/$500 | $0 Individual
$0 Family
|
$2,000 Individual
$4,000 Family
|
Apply |
2024 Plans in the Utica Region
2024 Plans in the Albany Region
2024 Plans in the Mid-Hudson Region
You may qualify for a New York State Sponsored Plan
Plans include: Essential Plan, Child Health Plus, Blue Choice Option, and HMOBlue Option
Plans include: Essential Plan, Child Health Plus, Blue Choice Option, and HMOBlue Option
| Plan Name | Monthly Premium:
Single
Single
Self + Spouse / Domestic Partner
Self + Spouse / Domestic Partner
Self + Children
Self + Children
Self + Children to Age 29
Self + Children to 29
Family
Family
Family + Children to Age 29
Family + Children to 29
Child Only
Child Only
|
Primary Care Doctor / Specialist Visit | Preventive Care | Prescription Drugs | Emergency Room / Inpatient Hospital Services per Stay | Annual Deductible
Single
Self + Spouse / Domestic Partner
Self + Children
Family
Child Only
|
Annual Out-of-Pocket Max | Ready to Apply? |
|---|---|---|---|---|---|---|---|---|
| Base (Catastrophic) - up to age 30 or 30+ and eligible |
$371.37
$372.31
$742.74
$744.62
$631.33
$632.93
$1,058.41
$1,061.07
|
Covered in full after deductible See plan details about free doctor visits |
Covered in full | Covered in full after deductible | Covered in full after deductible | $9,450 Individual
$18,900 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
|
Your estimated monthly premium after applying your tax credit Reset
|
||||||||
| Bronze Secure Plus 3 |
$635.69
$637.27
$1,271.37
$1,274.55
$1,080.66
$1,083.37
$1,101.20
$1,103.96
$1,811.70
$1,816.23
$1,846.14
$1,850.75
|
Covered in full after deductible See plan details about free doctor visits |
Covered in full | Covered in full after deductible | Covered in full after deductible | $9,450 Individual
$18,900 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
| Bronze Standard HSA |
$675.31
$676.99
$1,350.62
$1,353.99
$1,148.03
$1,150.89
$1,169.85
$1,172.76
$1,924.63
$1,929.43
$1,961.21
$1,966.09
$278.23
$278.92
|
Covered at 50% after deductible | Covered in full | $10/$35/$70 copay after deductible | Covered at 50% after deductible | $6,100 Individual
$12,200 Family
|
$7,150 Individual
$14,300 Family
|
Apply |
| Bronze Select |
$670.48
$672.15
$1,340.95
$1,344.30
$1,139.80
$1,142.66
$1,161.48
$1,164.38
$1,910.86
$1,915.63
$1,947.19
$1,952.04
|
Covered at 50% after deductible | Covered in full | $10/40%/50% copay after deductible | Covered at 50% after deductible | $5,500 Individual
$11,000 Family
|
$7,500 Individual
$15,000 Family
|
Apply |
| Bronze Standard |
$675.31
$676.99
$1,350.62
$1,353.99
$1,148.03
$1,150.89
$1,169.85
$1,172.76
$1,924.63
$1,929.43
$1,961.21
$1,966.09
$278.23
$278.92
|
$50/$75 after deductible | Covered in full | $10/$35/$70 copay after deductible | $500/$1,500 after deductible | $4,600 Individual
$9,200 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
| Bassett Preferred Silver Tiered Network Delaware, Herkimer, Oneida & Otsego counties only |
$718.38
$720.18
$1,436.76
$1,440.37
$1,221.25
$1,224.31
$1,244.46
$1,247.57
$2,047.39
$2,052.53
$2,086.30
$2,091.52
|
$30/$50 or less after deductible | Covered in full | $10/$45/$90 copay | $350/$1,250 or less after deductible | $2,900 Individual
$5,800 Family
|
$9,000 Individual
$18,000 Family
|
Apply |
| CNY Preferred Silver Tiered Network Lewis & Onondaga counties only |
$785.73
$787.70
$1,571.46
$1,575.40
$1,335.74
$1,339.09
$1,361.12
$1,364.53
$2,239.33
$2,244.94
$2,281.88
$2,287.60
|
$30/$50 or less after deductible | Covered in full | $10/$45/$90 copay | $350/$1,250 or less after deductible | $2,900 Individual
$5,800 Family
|
$9,000 Individual
$18,000 Family
|
Apply |
| Silver Select |
$876.34
$878.53
$1,752.68
$1,757.06
$1,489.78
$1,493.50
$1,518.08
$1,521.87
$2,497.57
$2,503.81
$2,545.00
$2,551.36
|
20% co-insurance or less after deductible | Covered in full | $10/$45/$90 copay or less after deductible | 20% co-insurance or less (for most services) after deductible | $3,200 Individual
$6,400 Family
|
$7,500 Individual
$15,000 Family
|
Apply |
| Silver Standard |
$882.63
$884.85
$1,765.27
$1,769.69
$1,500.48
$1,504.24
$1,528.99
$1,532.82
$2,515.51
$2,521.81
$2,563.31
$2,569.72
$363.64
$364.55
|
$30/$65 or less after deductible | Covered in full | $15/$40/$75 copay or less (no deductible) | $500/$1,500 or less after deductible | $2,100 Individual
$4,200 Family
|
$9,450 Individual
$18,900 Family
|
Apply |
| Bassett Preferred Gold Tiered Network Delaware, Herkimer, Oneida & Otsego counties only |
$881.62
$883.82
$1,763.24
$1,767.65
$1,498.75
$1,502.50
$1,527.22
$1,531.05
$2,512.62
$2,518.90
$2,560.33
$2,566.75
|
$25/$40 after deductible | Covered in full | $5/$35/$70 copay | $250/$750 after deductible | $950 Individual
$1,900 Family
|
$8,500 Individual
$17,000 Family
|
Apply |
| CNY Preferred Gold Tiered Network Lewis & Onondaga counties only |
$964.28
$966.69
$1,928.55
$1,933.39
$1,639.27
$1,643.38
$1,670.42
$1,674.59
$2,748.19
$2,755.08
$2,800.40
$2,807.41
|
$25/$40 after deductible | Covered in full | $5/$35/$70 copay | $250/$750 after deductible | $950 Individual
$1,900 Family
|
$8,500 Individual
$17,000 Family
|
Apply |
| Gold Select |
$1,096.57
$1,099.30
$2,193.13
$2,198.61
$1,864.16
$1,868.82
$1,899.58
$1,904.32
$3,125.21
$3,133.02
$3,184.59
$3,192.54
|
$25/$40 after deductible | Covered in full | $10/$35/$70 (no deductible) | $500/$1,000 after deductible | $1,000 Individual
$2,000 Family
|
$8,000 Individual
$16,000 Family
|
Apply |
| Gold Standard |
$1,135.74
$1,138.58
$2,271.48
$2,277.15
$1,930.76
$1,935.58
$1,967.44
$1,972.36
$3,236.86
$3,244.94
$3,298.35
$3,306.60
$467.93
$469.10
|
$25/$40 after deductible | Covered in full | $10/$35/$70 copay (no deductible) | $150/$1,000 after deductible | $600 Individual
$1,200 Family
|
$5,900 Individual
$11,800 Family
|
Apply |
| Platinum Select |
$1,310.25
$1,313.53
$2,620.51
$2,627.06
$2,227.43
$2,233.00
$2,269.75
$2,275.43
$3,734.23
$3,743.56
$3,805.16
$3,814.68
|
$15/$25 | Covered in full | $10/$35/$70 copay | $150/$750 | $0 Individual
$0 Family
|
$6,350 Individual
$12,700 Family
|
Apply |
| Platinum Standard |
$1,322.93
$1,326.25
$22,645.86
$2,652.49
$2,248.99
$2,254.62
$2,291.73
$2,297.44
$3,770.36
$3,779.80
$3,842.01
$3,851.59
$545.05
$546.41
|
$15/$35 | Covered in full | $10/$30/$60 copay | $100/$500 | $0 Individual
$0 Family
|
$2,000 Individual
$4,000 Family
|
Apply |
The benefit information provided above is a brief summary, not a complete description of benefits. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change on January 1 of each year. Copayment and coinsurance amounts refer to costs for in-network services only.
Other Ways to Get Coverage
Under Age 29?
- Check if staying with your parents' health insurance coverage is an affordable option (some plans cover dependents to age 29).
- If you are a full-time student, check if your school offers a low-cost student insurance plan.
Between Jobs?
- If you had health insurance coverage through your previous employer, ask if they offer continuing coverage or COBRA insurance.
Retiring Early?
- Check with your employer to see if they offer health insurance options for early retirees.
- If you are nearing age 65, learn more about Medicare.
Scripts for Plan Offerings Page
Plan Offerings Page styles
