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Cost & Coverage

Destination 65 Silver is an IRS-qualified High Deductible Health Plan designed to help make the move to Medicare easier. The plan is designed after our Medicare Advantage plans and may be a good option for you if you retired early and need coverage now, your significant other is still working but you are not, or if your spouse or domestic partner are already on Medicare but you are not eligible yet.

With Destination 65 Silver you will have coverage when and where you need it, including free preventive care, plus vision benefits and a $50 allowance toward your eyewear purchase.

New for 2022 This plan now includes coverage ahead of the deductible for Preventive Drugs and additional diagnosis-based Preventive Medical Services.

Destination 65 Silver is a new type of health plan that helps making the move to Medicare easier. The plan is designed after our Medicare Advantage plans and may be a good option for you if you retired early and need coverage now, your significant other is still working but you are not or if your spouse or domestic partner are already on Medicare but you are not eligible yet.

With Destination 65 Silver you will have free preventive care and coverage for when you need care including vision benefits and $50 allowance toward your eyewear purchase.

View a Summary of Benefits & Coverage

View a Contract & Other Legal Information for Prospective Members

Save with a Health Savings Account

When you enroll in this plan, you can set up a pre-tax Health Savings Account (HSA) to pay for out-of-pocket health care expenses. To help you make the most of your money, work with your financial institution to learn more about Health Savings Accounts.

Embedded Pediatric Dental

NYS Mandates require all health insurance plans to include Pediatric Dental provided at a low cost. Therefore, all our medical plans include pediatric dental coverage. You can choose to exclude pediatric (under age 19) dental coverage while maintaining comprehensive coverage for adults, if you already have coverage from another Health plan.

Exclusive Member Benefits

As our member, you'll enjoy:

A Great Provider Network

All of our plans give you access to thousands of top-quality doctors, hospitals and pharmacies locally and nationwide through the BlueCard Network.

Estimate Healthcare Expenses

See our Out-of-Network Costs examples. You may also visit FAIR Health’s website to estimate potential out-of-network out-of-pocket expenses. Please note: Medicare cost information may be found at CMS.gov fee schedule search tool.

Need Help

We can help you get coverage.
Call: 1-888-679-7105 1-844-829-8513
TDD/TTY: 1-800-662-1220


Hours of operation:
Monday - Thursday: 8:00 a.m - 5:30 p.m
Friday: 9 a.m. to 5:30 p.m.

Hours of operation:
Monday - Thursday: 8 a.m. to 7 p.m.
Friday: 9 a.m. to 7 p.m.
Saturday and Sunday: Closed

Closed: New Year’s Day, Memorial Day, Labor Day, Thanksgiving Day, Day after Thanksgiving, Christmas Eve, Christmas Day