Subsidy Calculator

You may be eligible for help paying for your health insurance when you purchase coverage through NY State of Health. Use the calculator below to see if you qualify.

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Unemployment Benefits

Subsidy Calculator: Your Results

You may qualify for a tax credit!

Based on the information provided, you may qualify for a monthly tax credit through NY State of Health to lower the cost of your premium.

Your Estimated Annual Tax Credit*: {{finalJson.CalculateAllSubsidyDataResult.Subsidy * 12 | currency}}

Your Estimated Monthly Tax Credit*: {{finalJson.CalculateAllSubsidyDataResult.Subsidy | currency}}

Your Estimated Federal Poverty Level**: {{finalJson.CalculateAllSubsidyDataResult.FPL | number:2}}%

*Tax credit eligibility is an estimation only and is subject to change. If your estimated tax credit appears as $0, this means that although your income qualifies you for a subsidy, there is an available Silver plan for purchase at a premium below what the government defines as the maximum you can spend on health coverage; therefore, no subsidy would be provided. Visit NY State of Health’s website for the most up-to-date calculation of your eligibility.

**Federal poverty levels are based on household size and household income, most often found on annual tax returns.

You may qualify for Medicaid!

Reason:

Person 1:

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Person {{$index+2}}:

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You may qualify for Medicare!

Reason:

Person 1:

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Person {{$index+2}}:

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You may qualify for Child Health Plus!

Reason:

Person 1:

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Person {{$index+2}}:

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View Child Health Plus Plan Revise Your Information
You may qualify for the Essential Plan!

Reason:

This household member may qualify for the Essential Plan, through NY State of Health, based on the household income’s percentage of the federal poverty level.

View Essential Plan Details Revise Your Information

Reason:

Person 1:

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Person {{$index+2}}:

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View Individual Plans View Medicare Plans View Child Health Plus Plan Revise Your Information

The American Rescue Plan includes provisions to help Americans gain access to low cost or free health insurance. If you, or your spouse, received Unemployment Insurance Benefits for at least one week in 2021, the American Rescue Plan allows you to sign up for a nearly free health plan through NY State of Health for coverage for all of 2021.

What does a “nearly free health plan” mean?

You may have a few plan options available to you, and we’re here to help. Whether you need a new plan or are already enrolled in a plan through NY State of Health, give us a call at 1-888-679-7105 or start a chat to speak with a dedicated insurance agent.

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