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Commission Terms & Schedule
Commission Terms & Schedule

General Program Terms
Brokers must be appointed by Excellus BlueCross BlueShield, bonuses and the value of prizes will be reported to all groups of 100 or more contracts for their preparation of ERI SA 5500 form, whether or not they are required to submit a form. Only the amount applicable to that group will be reported.

We may change the rate of commission applicable to specific contract forms upon 30 days’ written notice and may impose rates of commission on new contract forms by written notice to the Agent/Broker.

We reserve the right to alter or void the compensation program at any time in response to issues and conditions that affect the corporation, business, marketplace or economy. Entitlement to commissions and bonuses is subject to the terms and conditions contained in the Agent/Broker Agreement. We reserve the right to make final determination of eligibility for case (group/contract) credit, premium credit and commission/bonus payments.

Payment Schedule
Commissions are paid according to the type of plan:

  • Community Rated Medical - Monthly commission payments are based on the prior month’s premium receipts and in most cases are issued by the 15th business day.
  • Experience Rated Medical & Dental - Commissions are paid on an accumulated premium formula. Each monthly premium payment is added to the effective year-to-date cumulative premium received and the appropriate commission schedule applied.
  • Bonus/Override Program - Payments will be issued in the quarter following the close of the measurement period.

Follow this link to View Our Commission Schedule (PDF) (login required).

When you become the Broker of Record for a group account, you are eligible to receive commission according to the terms of the applicable Schedule A as of the first of the month following our receipt of valid Broker of Record Documentation.

Questions about Your Commission
You must report discrepancies in commission statements and other agent/broker reports to our Broker Administration Team within 90 days of the current month’s commission statement.  


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