Cost & Coverage
Base is a High Deductible Health Plan and is available to people under 30 years of age. Base offers the lowest monthly cost of all plans, but costs more when you get care. See How a High Deductible Plan Works. (PDF)
Under the Base plan, you'll receive free coverage for:
Base is a good option if you need low-cost protection in the event of a catastrophic injury or illness. Base is only available for purchase from the NY State of Health.
A Great Provider Network
All of our plans give you access to thousands of top-quality doctors, hospitals and pharmacies locally and nationwide through the BlueCard Network.
Exclusive Member Benefits
As our member, you'll enjoy:
With a HDHP, preventive services are covered in full. For other services, you pay a deductible up to a certain amount, depending on the plan chosen by your employer. After you reach the deductible, you pay a percentage of cost but are protected by an out-of-pocket maximum.