Subsidy Calculator

You may be eligible for help paying for your health insurance when you purchase coverage on the NY State of Health. Use the calculator below to see if you qualify.

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Household Income is required. Please enter number only.

Household Size is required. Please enter a valid number. Please enter a number greater than 1.

Members Size is required. Please enter a valid number. Please enter a number greater than 1.

Person 1 Age^*

Person 1 Age is required. Please enter a valid number.

Covered Family Member Ages^*

Covered Family Member Age is required. Please enter a number greater than 1.

Spouse/Domestic Partner

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Congrats, You Qualify!

Based on the information provided, you qualify for a monthly tax credit from New York State to lower the cost of your monthly premium.

Your Estimated Annual Tax Credit* {{finalJson.CalculateAllSubsidyDataResult.Subsidy * 12 | currency}}

Your Estimated Monthly Tax Credit* {{finalJson.CalculateAllSubsidyDataResult.Subsidy | currency}}

Your Estimated Federal Poverty Level** {{finalJson.CalculateAllSubsidyDataResult.FPL | number:2}}%

View Your Plans with Reduced Rate Revise Your Information

*Tax credit eligibility is an estimation only and is subject to change. If your subsidy appears as $0, this means that although your income qualifies you for a subsidy, there is an available Silver plan for purchase at a premium below what the Government defines as the maximum you can spend on health coverage; therefore, no subsidy is required. You must visit the NY State of Health for the most up-to-date calculation of your eligibility.

**FPL levels are based on the household size and household income, most often found on the annual tax return.

You May Qualify for Medicaid!

Reason:

Person 1:

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Person {{$index+2}}:

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View New York State Sponsored Plans View Individual Plans Revise Your Information

You May Qualify for Medicare!

Reason:

Person 1:

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Person {{$index+2}}:

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View Medicare Plans Revise Your Information

You May Qualify for Child Health Plus plan!

Reason:

Person 1:

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Person {{$index+2}}:

{{finalJson.CalculateAllSubsidyDataResult.EligibilityReasons.string_asArray[$index]}}

View Child Health Plus Plan Revise Your Information

You May be Eligible for NYS Essential Plan!

Reason:

Based on the information you provided, it appears that you do not qualify for a tax credit to help pay for health insurance but you may be eligible for NY State of Health - Essential Plan.

View Essential Plan Details Revise Your Information

Sorry! You may not qualify for Tax Credit but {{medicareEligibleMember}} of your household members may qualify for Medicare but {{chipEligibleMember}} of your household members may qualify for Child Health Plus plan.

Reason:

Person 1:

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Person {{$index+2}}:

{{finalJson.CalculateAllSubsidyDataResult.EligibilityReasons.string_asArray[$index]}}

View Individual Plans View Medicare Plans View Child Health Plus Plan Revise Your Information

Our subsidy calculator is designed to estimate federal premium assistance that may be available towards the cost of health insurance purchased directly by an individual (rather than through an employer). Using information you provide and the averages in the marketplace, it takes into account federal subsidies based on income, Medicaid eligibility, and other factors that impact premiums under the Affordable Care Act. This is only an estimate and not a guarantee. You must visit the NY State of Health for the most up-to-date calculation of your eligibility.