See if You Qualify for Help Paying
You may be eligible to get help paying for health insurance from the Federal Government with a Tax Credit or Cost-Sharing Reduction. To receive this help, you must apply on the NY State of Health™ - The Official Health Plan Marketplace. * View other family size & income factors.
Ready to Apply?
P.O Box 22999
Rochester, NY 14692
- What you need to enroll (PDF)
Call Our Dedicated Insurance AdvisorsOur dedicated Insurance Advisors can guide you through your options and help you apply on the NY State of Health.
- For HMOBlue Option, Blue Choice Option, Family Health Plus or Child Health Plus, call 1-800-716-4885
- For All Other Plans, call 1-888-679-7105
- For TDD/TYY, call 1-800-421-1220
|Financial Assistance Eligibility by Annual Income Level*|
|Family Size||Annual Income Eligibility for Cost Sharing||Annual Income Eligibility for Tax Credits**|
|Single person||$15,283 - $28,725||$15,283 - $45,960|
|Family of two||$20,629 - $38,775||$20,629 - $62,040|
|Family of three||$25,976 - $48,825||$25,976 - $78,120|
|Family of four||$31,323 - $58,875||$31,323 - $94,200|
|Family of five||$36,669 - $68,925||$36,669 - $110,280|
|Family of six||$42,016 - $78,975||$42,016 - $126,360|
If you qualify for financial assistance, you must apply through the NY State of Health.
* Source: 2013 Federal Income Guidelines: Department of Health and Human Services. Full calculator available at http://aspe.hhs.gov/poverty/13poverty.cfm.
**Some individuals and families with household incomes below these limits may qualify for a Premium Tax Credit in certain circumstances where Medicaid is unavailable. See the full calculator for more information.
You may qualify for a Federal Tax Credit which could reduce the amount you pay towards your premium each month: Calculate Your Estimated Tax Credit. Your actual Tax Credit will be determined when you apply for coverage on the NY State of Health.
You may qualify for lower costs when you receive care if you enroll in a Silver plan on the NY State of Health.
Once we receive your completed application and first month's payment, we will process it for our next available effective date of the 1st or the 15th of the month.