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Your child will have coverage for:

  • Preventive Dental Care, coverage for cleanings, fluoride treatments and sealants.
  • Routine Dental Care, covering services such as exams, x-rays and fillings.
  • Basic Restorative Care, coverage for root canals.
  • Major Restorative Care, covering services such as treatment of a cleft palate.
  • Orthodontia Care, only covered to treat serious conditions such as cleft palate and lip.
Home  ›  Individuals & Families  ›  Just the Two of Us

Just the Two of Us

We have plans to meet the needs of couples like you. All of our plans offer access to top-quality doctors and hospitals, plus coverage for doctor visits, prescription drugs, urgent care, hospitalization, and free preventive care (view plan for details).

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See if You Qualify for Help Paying for Your Insurance

You may be eligible for financial assistance from the Federal Government.

Change Location or Person(s) Covered

2014 Plans in the Albany Region

2014 Plan Benefits (In Network) Monthly Premium:
Single
Self + Spouse / Domestic Partner
Self + Children
Self + Children w/Ped Dental
Self + Children to Age 29
Self + Children to 29 w/Ped Dental
Family
Family + Ped Dental
Family + Children to Age 29
Family + Children to 29 w/Ped Dental
Child Only
Child Only w/Dental
Primary Care Doctor / Specialist Visit Prescription Drugs1 Emergency Room / Inpatient Hospital Services per Stay Annual Deductible:
Single
Self + Spouse / Domestic Partner
Self + Children
Family
Child Only
Ready to Apply?
HMOBlue Option
$0
$03
$03
$03
$03
$0 $1/$1/$3 ($0 in certain situations) $0 $0 Individual
$0 Family
Apply
Child Health Plus - up to age 19
$0-$198.112,3
Not Applicable
$0-$198.112,3
$0-$198.112,3
$0-$198.112,3
$0 $0 $0 $0 Individual
$0 Family
Apply
Base - up to age 30 or 30+ and eligible
$367.414
$734.814
$624.604
$1,047.114
Covered in full after deductible Covered in full after deductible Covered in full after deductible $6,350 Individual
$12,700 Family
Apply
Your estimated monthly premium after applying your tax credit Reset
Bronze Standard
HSA qualified
$373.18
$746.36
$634.41
$641.674
$646.465
$653.874,5
$1,063.56
$1,075.754
$1,083.775
$1,096.184,5
$153.74
$155.514
Covered at 50% after deductible $10/$35/$70 copay after deductible Covered at 50% after deductible $3,000 Individual
$6,000 Family
Apply
Bronze Select
HSA qualified
$349.79
$699.57
$594.64
$606.184
$605.945
$617.694,5
$996.89
$1,016.224
$1,015.825
$1,035.534,5
Covered at 50% after deductible $10, 40%, 50% copay after deductible Covered at 50% after deductible $4,500 Individual
$9,000 Family
Apply
Silver Standard
$480.68
$961.36
$817.15
$828.344
$832.685
$844.074,5
$1,369.93
$1,388.694
$1,395.955
$1,415.084,5
$198.04
$200.754
$30/$50 or less $10/$35/$70 copay or less (no deductible) $150/$1,500 or less $2,000 Individual
$4,000 Family
Apply
Silver Select
HSA qualified
$442.61
$885.23
$752.44
$763.994
$766.745
$778.514,5
$1,261.45
$1,280.784
$1,285.425
$1,305.114,5
20% co-insurance or less after deductible $10/$45/$90 copay or less after deductible 20% co-insurance or less after deductible $2,000 Individual
$4,000 Family
Apply
Gold Standard
$557.84
$1,115.69
$948.33
$960.094
$966.355
$978.334,5
$1,589.85
$1,609.564
$1,620.065
$1,640.144,5
$229.83
$232.684
$25/$40 $10/$35/$70 copay $150/$1,000 $600 Individual
$1,200 Family
Apply
Gold Select
$559.21
$1,118.42
$950.67
$962.214
$968.735
$980.504,5
$1,593.75
$1,613.084
$1,624.035
$1,643.744,5
$25/$40 $5/$35/$70 copay $250/$750 $600 Individual
$1,200 Family
Apply
Platinum Standard
$646.41
$1,292.81
$1,098.89
$1,111.764
$1,119.775
$1,132.894,5
$1,842.27
$1,863.854
$1,877.275
$1,899.264,5
$266.32
$269.434
$15/$35 $10/$30/$60 copay $100/$500 $0 Individual
$0 Family
Apply
Platinum Select
$647.28
$1,294.56
$1,100.38
$1,111.924
$1,121.285
$1,133.054,5
$1,844.75
$1,864.084
$1,879.805
$1,899.494,5
$15/$25 $5/$25/$50 copay $75/$150 $0 Individual
$0 Family
Apply
Change Location or Person(s) Covered

2014 Plans in the Mid-Hudson Region

2014 Plan Benefits (In Network) Monthly Premium:
Single
Self + Spouse / Domestic Partner
Self + Children
Self + Children w/Ped Dental
Self + Children to Age 29
Self + Children to 29 w/Ped Dental
Family
Family + Ped Dental
Family + Children to Age 29
Family + Children to 29 w/Ped Dental
Child Only
Child Only w/Dental
Primary Care Doctor / Specialist Visit Prescription Drugs1 Emergency Room / Inpatient Hospital Services per Stay Annual Deductible:
Single
Self + Spouse / Domestic Partner
Self + Children
Family
Child Only
Ready to Apply?
HMOBlue Option
$0
$03
$03
$03
$03
$0 $1/$1/$3 ($0 in certain situations) $0 $0 Individual
$0 Family
Apply
Child Health Plus - up to age 19
$0-$198.112,3
Not Applicable
$0-$198.112,3
$0-$198.112,3
$0-$198.112,3
$0 $0 $0 $0 Individual
$0 Family
Apply
Base - up to age 30 or 30+ and eligible
$367.414
$734.814
$624.604
$1,047.114
Covered in full after deductible Covered in full after deductible Covered in full after deductible $6,350 Individual
$12,700 Family
Apply
Your estimated monthly premium after applying your tax credit Reset
Bronze Standard
HSA qualified
$373.18
$746.36
$634.41
$641.674
$646.465
$653.874,5
$1,063.56
$1,075.754
$1,083.775
$1,096.184,5
$153.74
$155.514
Covered at 50% after deductible $10/$35/$70 copay after deductible Covered at 50% after deductible $3,000 Individual
$6,000 Family
Apply
Bronze Select
HSA qualified
$349.79
$699.57
$594.64
$606.184
$605.945
$617.694,5
$996.89
$1,016.224
$1,015.825
$1,035.534,5
Covered at 50% after deductible $10, 40%, 50% copay after deductible Covered at 50% after deductible $4,500 Individual
$9,000 Family
Apply
Silver Standard
$480.68
$961.36
$817.15
$828.344
$832.685
$844.074,5
$1,369.93
$1,388.694
$1,395.955
$1,415.084,5
$198.04
$200.754
$30/$50 or less $10/$35/$70 copay or less (no deductible) $150/$1,500 or less $2,000 Individual
$4,000 Family
Apply
Silver Select
HSA qualified
$442.61
$885.23
$752.44
$763.994
$766.745
$778.514,5
$1,261.45
$1,280.784
$1,285.425
$1,305.114,5
20% co-insurance or less after deductible $10/$45/$90 copay or less after deductible 20% co-insurance or less after deductible $2,000 Individual
$4,000 Family
Apply
Gold Standard
$557.84
$1,115.69
$948.33
$960.094
$966.355
$978.334,5
$1,589.85
$1,609.564
$1,620.065
$1,640.144,5
$229.83
$232.684
$25/$40 $10/$35/$70 copay $150/$1,000 $600 Individual
$1,200 Family
Apply
Gold Select
Not Available in Herkimer, Otsego & Delaware Counties
$559.21
$1,118.42
$950.67
$962.214
$968.735
$980.504,5
$1,593.75
$1,613.084
$1,624.035
$1,643.744,5
$25/$40 $5/$35/$70 copay $250/$750 $600 Individual
$1,200 Family
Apply
Bassett Gold Select - Herkimer, Otsego & Delaware Counties only
$480.06
$960.12
$816.10
$827.644
$831.615
$843.374,5
$1,368.17
$1,387.504
$1,394.165
$1,413.864,5
$25/$40 $5/$35/$70 copay $100/$500 $400 Individual
$800 Family
Apply
Platinum Standard
$646.41
$1,292.81
$1,098.89
$1,111.764
$1,119.775
$1,132.894,5
$1,842.27
$1,863.854
$1,877.275
$1,899.264,5
$266.32
$269.434
$15/$35 $10/$30/$60 copay $100/$500 $0 Individual
$0 Family
Apply
Platinum Select
$647.28
$1,294.56
$1,100.38
$1,111.924
$1,121.285
$1,133.054,5
$1,844.75
$1,864.084
$1,879.805
$1,899.494,5
$15/$25 $5/$25/$50 copay $75/$150 $0 Individual
$0 Family
Apply
Change Location or Person(s) Covered

2014 Plans in the Rochester Region

2014 Plan Benefits (In Network) Monthly Premium:
Single
Self + Spouse / Domestic Partner
Self + Children
Self + Children w/Ped Dental
Self + Children to Age 29
Self + Children to 29 w/Ped Dental
Family
Family + Ped Dental
Family + Children to Age 29
Family + Children to 29 w/Ped Dental
Child Only
Child Only w/Dental
Primary Care Doctor / Specialist Visit Prescription Drugs1 Emergency Room / Inpatient Hospital Services per Stay Annual Deductible:
Single
Self + Spouse / Domestic Partner
Self + Children
Child Only
Ready to Apply?
Blue Choice Option
$0
$03
$03
$03
$03
$0 $1/$1/$3 ($0 in certain situations) $0 $0 Individual
$0 Family
Apply
Child Health Plus - up to age 19
$0-$198.112,3
Not Applicable
$0-$198.112,3
$0-$198.112,3
$0-$198.112,3
$0 $0 $0 $0 Individual
$0 Family
Apply
Base - up to age 30 or 30+ and eligible
$283.864
$567.714
$482.564
$809.004
Covered in full after deductible Covered in full after deductible Covered in full after deductible $6,350 Individual
$12,700 Family
Apply
Your estimated monthly premium after applying your tax credit Reset
Bronze Standard
HSA qualified
$288.32
$576.63
$490.15
$495.754
$499.465
$505.184,5
$821.70
$831.124
$837.315
$846.914,5
$118.78
$120.144
Covered at 50% after deductible $10/$35/$70 copay after deductible Covered at 50% after deductible $3,000 Individual
$6,000 Family
Apply
Bronze Select
HSA qualified
$270.24
$540.49
$459.42
$468.334
$468.155
$477.234,5
$770.19
$785.124
$784.825
$800.044,5
Covered at 50% after deductible $10, 40%, 50% copay after deductible Covered at 50% after deductible $4,500 Individual
$9,000 Family
Apply
Silver Standard
$371.37
$742.73
$631.32
$639.964
$643.315
$652.124,5
$1,058.39
$1,072.894
$1,078.505
$1,093.274,5
$153.00
$155.104
$30/$50 or less $10/$35/$70 copay or less (no deductible) $150/$1,500 or less $2,000 Individual
$4,000 Family
Apply
Silver Select
HSA qualified
$341.96
$683.93
$581.34
$590.254
$592.385
$601.464,5
$974.59
$989.524
$993.105
$1,008.324,5
20% co-insurance or less after deductible $10/$45/$90 copay or less after deductible 20% co-insurance or less after deductible $2,000 Individual
$4,000 Family
Apply
Gold Standard
$430.98
$861.97
$732.68
$741.754
$746.605
$755.854,5
$1,228.31
$1,243.534
$1,251.655
$1,267.154,5
$177.56
$179.764
$25/$40 $10/$35/$70 copay $150/$1,000 $600 Individual
$1,200 Family
Apply
Gold Select
$432.05
$864.09
$734.48
$743.394
$748.435
$757.514,5
$1,231.33
$1,246.264
$1,254.725
$1,269.944,5
$25/$40 $5/$35/$70 copay $250/$750 $600 Individual
$1,200 Family
Apply
Platinum Standard
$499.41
$998.82
$849.00
$858.944
$865.135
$875.264,5
$1,423.33
$1,440.004
$1,450.375
$1,467.364,5
$205.76
$208.174
$15/$35 $10/$30/$60 copay $100/$500 $0 Individual
$0 Family
Apply
Platinum Select
$500.09
$1,000.17
$850.14
$859.064
$866.305
$875.384,5
$1,425.24
$1,440.174
$1,452.325
$1,467.534,5
$15/$25 $5/$25/$50 copay $75/$150 $0 Individual
$0 Family
Apply
Change Location or Person(s) Covered

2014 Plans in the Syracuse Region

2014 Plan Benefits (In Network) Monthly Premium:
Single
Self + Spouse / Domestic Partner
Self + Children
Self + Children w/Ped Dental
Self + Children to Age 29
Self + Children to 29 w/Ped Dental
Family
Family + Ped Dental
Family + Children to Age 29
Family + Children to 29 w/Ped Dental
Child Only
Child Only w/Dental
Primary Care Doctor / Specialist Visit Prescription Drugs1 Emergency Room / Inpatient Hospital Services per Stay Annual Deductible:
Single
Self + Spouse / Domestic Partner
Self + Children
Family
Child Only
Ready to Apply?
HMOBlue Option
$0
$03
$03
$03
$03
$0 $1/$1/$3 ($0 in certain situations) $0 $0 Individual
$0 Family
Apply
Child Health Plus - up to age 19
$0-$198.112,3
Not Applicable
$0-$198.112,3
$0-$198.112,3
$0-$198.112,3
$0 $0 $0 $0 Individual
$0 Family
Apply
Base - up to age 30 or 30+ and eligible
$345.154
$690.294
$586.754
$983.674
Covered in full after deductible Covered in full after deductible Covered in full after deductible $6,350 Individual
$12,700 Family
Apply
Your estimated monthly premium after applying your tax credit Reset
Bronze Standard
HSA qualified
$350.58
$701.14
$595.98
$602.814
$607.305
$614.274,5
$999.13
$1,010.584
$1,018.125
$1,029.784,5
$144.43
$146.094
Covered at 50% after deductible $10/$35/$70 copay after deductible Covered at 50% after deductible $3,000 Individual
$6,000 Family
Apply
Bronze Select
HSA qualified
$328.60
$657.19
$558.62
$569.464
$569.235
$580.284,5
$936.49
$954.654
$954.295
$972.794,5
Covered at 50% after deductible $10, 40%, 50% copay after deductible Covered at 50% after deductible $4,500 Individual
$9,000 Family
Apply
Silver Standard
$451.55
$903.11
$767.64
$778.154
$782.235
$792.944,5
$1,286.94
$1,304.564
$1,311.395
$1,329.344,5
$186.04
$188.584
$30/$50 or less $10/$35/$70 copay or less (no deductible) $150/$1,500 or less $2,000 Individual
$4,000 Family
Apply
Silver Select
HSA qualified
$415.80
$831.60
$706.86
$717.704
$720.295
$731.344,5
$1,185.03
$1,203.194
$1,207.555
$1,226.054,5
20% co-insurance or less after deductible $10/$45/$90 copay or less after deductible 20% co-insurance or less after deductible $2,000 Individual
$4,000 Family
Apply
Gold Standard
$524.05
$1,048.09
$890.88
$901.924
$907.815
$919.064,5
$1,493.54
$1,512.054
$1,521.915
$1,540.784,5
$215.90
$218.584
$25/$40 $10/$35/$70 copay $150/$1,000 $600 Individual
$1,200 Family
Apply
Gold Select
$525.33
$1,050.67
$893.07
$903.914
$910.045
$921.084,5
$1,497.20
$1,515.364
$1,525.655
$1,544.154,5
$25/$40 $5/$35/$70 copay $250/$750 $600 Individual
$1,200 Family
Apply
Platinum Standard
$607.25
$1,214.49
$1,032.32
$1,044.414
$1,051.945
$1,064.254,5
$1,730.65
$1,750.924
$1,763.535
$1,784.194,5
$250.19
$253.124
$15/$35 $10/$30/$60 copay $100/$500 $0 Individual
$0 Family
Apply
Platinum Select
$608.06
$1,216.13
$1,033.71
$1,044.564
$1,053.355
$1,064.414,5
$1,732.99
$1,751.154
$1,765.915
$1,784.424,5
$15/$25 $5/$25/$50 copay $75/$150 $0 Individual
$0 Family
Apply
Change Location or Person(s) Covered

2014 Plans in the Utica Region

2014 Plan Benefits (In Network) Monthly Premium:
Single
Self + Spouse / Domestic Partner
Self + Children
Self + Children w/Ped Dental
Self + Children to Age 29
Self + Children to 29 w/Ped Dental
Family
Family + Ped Dental
Family + Children to Age 29
Family + Children to 29 w/Ped Dental
Child Only
Child Only w/Dental
Primary Care Doctor / Specialist Visit Prescription Drugs1 Emergency Room / Inpatient Hospital Services per Stay Annual Deductible:
Single
Self + Spouse / Domestic Partner
Self + Children
Family
Child Only
Ready to Apply?
HMOBlue Option
$0
$03
$03
$03
$03
$0 $1/$1/$3 ($0 in certain situations) $0 $0 Individual
$0 Family
Apply
Child Health Plus - up to age 19
$0-$198.112,3
Not Applicable
$0-$198.112,3
$0-$198.112,3
$0-$198.112,3
$0 $0 $0 $0 Individual
$0 Family
Apply
Base - up to age 30 or 30+ and eligible
$367.414
$734.814
$624.604
$1,047.114
Covered in full after deductible Covered in full after deductible Covered in full after deductible $6,350 Individual
$12,700 Family
Apply
Your estimated monthly premium after applying your tax credit Reset
Bronze Standard
HSA qualified
$373.18
$746.36
$634.41
$641.674
$646.465
$653.874,5
$1,063.56
$1,075.754
$1,083.775
$1,096.184,5
$153.74
$155.514
Covered at 50% after deductible $10/$35/$70 copay after deductible Covered at 50% after deductible $3,000 Individual
$6,000 Family
Apply
Bronze Select
HSA qualified
$349.79
$699.57
$594.64
$606.184
$605.945
$617.694,5
$996.89
$1,016.224
$1,015.825
$1,035.534,5
Covered at 50% after deductible $10, 40%, 50% copay after deductible Covered at 50% after deductible $4,500 Individual
$9,000 Family
Apply
Silver Standard
$480.68
$961.36
$817.15
$828.344
$832.685
$844.074,5
$1,369.93
$1,388.694
$1,395.955
$1,415.084,5
$198.04
$200.754
$30/$50 or less $10/$35/$70 copay or less (no deductible) $150/$1,500 or less $2,000 Individual
$4,000 Family
Apply
Silver Select
HSA qualified
$442.61
$885.23
$752.44
$763.994
$766.745
$778.514,5
$1,261.45
$1,280.784
$1,285.425
$1,305.114,5
20% co-insurance or less after deductible $10/$45/$90 copay or less after deductible 20% co-insurance or less after deductible $2,000 Individual
$4,000 Family
Apply
Gold Standard
$557.84
$1,115.69
$948.33
$960.094
$966.355
$978.334,5
$1,589.85
$1,609.564
$1,620.065
$1,640.144,5
$229.83
$232.684
$25/$40 $10/$35/$70 copay $150/$1,000 $600 Individual
$1,200 Family
Apply
Gold Select
Not Available in Herkimer, Otsego & Delaware Counties
$559.21
$1,118.42
$950.67
$962.214
$968.735
$980.504,5
$1,593.75
$1,613.084
$1,624.035
$1,643.744,5
$25/$40 $5/$35/$70 copay $250/$750 $600 Individual
$1,200 Family
Apply
Bassett Gold Select - Herkimer, Otsego & Delaware Counties only
$480.06
$960.12
$816.10
$827.644
$831.615
$843.374,5
$1,368.17
$1,387.504
$1,394.165
$1,413.864,5
$25/$40 $5/$35/$70 copay $100/$500 $400 Individual
$800 Family
Apply
Platinum Standard
$646.41
$1,292.81
$1,098.89
$1,111.764
$1,119.775
$1,132.894,5
$1,842.27
$1,863.854
$1,877.275
$1,899.264,5
$266.32
$269.434
$15/$35 $10/$30/$60 copay $100/$500 $0 Individual
$0 Family
Apply
Platinum Select
$647.28
$1,294.56
$1,100.38
$1,111.924
$1,121.285
$1,133.054,5
$1,844.75
$1,864.084
$1,879.805
$1,899.494,5
$15/$25 $5/$25/$50 copay $75/$150 $0 Individual
$0 Family
Apply

1 Prescription drug copayments for most plans use a tiered coverage level. Check the Tier of Your Medications.

2 Costs vary based on household size and income. If you have children, they may qualify for Medicaid or Child Health Plus.

3 All Child Health Plus, Family Health Plus, HMOBlue Option, and Blue Choice Option policies are Single policies (a separate policy for each family member).

4 The Base plan is not eligible for Tax Credit Subsidies.

1 Prescription drug copayments use a 3-tier coverage level. Check the Tier of Your Medications.

2 Costs vary based on household size and income.

3 All Child Health Plus, HMOBlue Option, and Blue Choice Option policies are Single policies (a separate policy for each family member).

The benefit information provided is a brief summary, not a complete description of benefits. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or co-payments/co-insurance may change on January 1 of each year.

Other Ways to Get Coverage

When there's two of you, you should also check into these options:

  • If one or both of you are employed, check if you have coverage options through work. Different employers may offer different options that may cover both of you.
  • If you are nearing age 65, learn more about Medicare.
  • Use our Tax Credit Calculator to see if you may be eligible for financial assistance from the Federal Government.

Need Help?

Our dedicated insurance advisors can help you get coverage.
Learn when you can enroll

The Annual Open Enrollment period begins on November 15, 2014. But you may be eligible for a Special Enrollment Period. There are certain life changes such as having a baby, getting married or if your coverage under another plan is ending that qualify you. Call our dedicated Insurance Advisors at 1-888-679-7105 to see if you qualify.

For HMOBlue Option, Blue Choice Option or Child Health Plus, call 1-800-716-4885
Hours

Mon. - Thurs. 8 a.m. to 6 p.m.
Friday 9 a.m. to 6 p.m.

For All Other Plans, call
1-888-679-7105

TDD/TTY: 1-800-421-1220
Hours

Mon. - Thurs. 8 a.m. to 7 p.m
Friday 9 a.m. to 7 p.m.

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