If you selected ‘self + children’ or ‘family coverage,’ your young adult child will be eligible for coverage until the end of the month in which he or she turns 30 years of age, when the young adult:

1. Is unmarried
2. Is not insured by or eligible for coverage under an employer-sponsored health benefit plan covering him or her as an employee or member, whether insured or self-insured, and
3. Lives, works or resides in New York State or Our Service Area.

To be covered under this rider, your young adult does NOT need to:

• Live with or be financially dependent upon you, nor
• Be a student