Rest assured that whenever and wherever you travel, we offer coverage if you ever need urgent care (U.S. only) or emergency care (worldwide).
Travelers & Snow Birds
We have a plan for every traveler:
If You Select a PPO Plan...
As a PPO member, you can travel extensively, visit family out of state, even spend winter in Florida—and still receive all of your plan-covered services. With our PPO plan, you can use either in-network or out-of-network benefits to get care. See any Medicare-approved doctor, have lab work or diagnostic tests done, use hospital services and more. If you choose to get care from an in-network provider, your costs are usually lower.
If You Select an HMO-Point of Service Plan...
For the occasional traveler, our HMO-Point of Service plans provide members with limited out of area coverage. With our HMO-Point of Service plans, you have some routine out-of-network coverage, such as doctor visits, diagnostic tests or lab services, hospital services and more. An annual dollar limit applies to this benefit. You can review our Summary of Benefits for a complete list of covered services.
Excellus BlueCross BlueShield contracts with the Federal Government and is an HMO plan and PPO plan with a Medicare contract. Enrollment in Excellus BlueCross BlueShield depends on contract renewal. Submit a complaint about your Medicare plan at www.Medicare.gov or learn about filing a complaint by contacting the Medicare Ombudsman. .