Answers to Your Questions About Our Medicare Supplement Plans
With our Medicare Supplement Plans you are free to see any doctor you prefer that participates with Medicare. Plus, you never need permission from one doctor to see another, including specialists. That means no referrals.
Yes. Your coverage goes wherever you go, anywhere in the United States, so you can rest easy.
A. With both of these plans, you enjoy the same benefits, including more comprehensive medical coverage than basic plans, plus emergency coverage for foreign travel.
- Plan F+ has a significantly lower monthly premium but you must meet a $2,340 deductible before benefit coverage begins.
- Plan F benefit coverage begins immediately. There is no deductible amount to be met.
A. Medicare Supplement Plans offer the security of knowing your out-of-pocket costs for Medicare-covered services will be minimal.
With some plans, there are no out-of-pocket costs at all for Medicare-covered services, other than your monthly premium.
A. For each covered health care provider office visit (including visits to medical specialists), you pay no more than $20 or the Medicare Part B coinsurance or copayment, whichever is less.
For each covered emergency room visit you pay no more than $50 or the Medicare Part B coinsurance or copayment, whichever is less.
The emergency room copayment is waived if you are admitted to any hospital.
Get help from a dedicated Medicare Sales Adviser by calling:
Monday - Friday, 8 a.m. - 8 p.m.
From Oct. 1 - Dec. 30:
advisors are also available weekends 8 a.m. to 8 p.m.
Closed Thanksgiving Day, Christmas Eve, Christmas Day, New Year’s Eve, and New Year’s Day
The Medicare Supplement plans described are underwritten by Excellus Health Plan, Inc., which does business as Excellus BlueCross BlueShieldUnivera Healthcare.
The purpose of this website material is the solicitation of insurance.
These policies (EXC-83, EXC-85, EXC-86, EXC-87, EXC-88, EXC-89, EXC-100, EXC-101) meet the minimum standards for MEDICARE SUPPLEMENT INSURANCE as defined by the New York State Department of Financial Services. The expected benefit ratio for the policies is 85.5%. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy.
IMPORTANT NOTICE - A CONSUMER'S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE MAY BE OBTAINED FROM YOUR LOCAL SOCIAL SECURITY OFFICE OR FROM THIS INSURER.
Excellus BlueCross BlueShieldUnivera Healthcare is not connected with or endorsed by the State of New York, the federal government or the federal Medicare program.