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Component Title: Base Catastrophic - Hub Page Section

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Cost and coverage

With the Base (Catastrophic) plan, your first 3 visits to your primary care doctor are covered at no cost and you'll receive free coverage for preventive health visits to keep you and your family healthy. For all other services, such as your 4th visit to your primary care doctor, care provided by a specialist or emergency care, you are responsible for paying out of your pocket until you meet your deductible. Once you reach your deductible, your care is covered in full for the remainder of the year.

To enroll in the Base plan, you must be under the age of 30, cannot afford minimum essential coverage or qualify for a hardship exemption.

To enroll in the Base plan, you must be unable to afford minimum essential coverage or qualify for a hardship exemption.

Plan information and documents

Component Title: Exclusive Member Benefits - Hub Page Section

Excellus Member card

Exclusive member benefits

ThriveWellSM, in partnership with Personify Health, is your digital home base for health and wellbeing. Get access to tools and support to make small, everyday changes in the areas you want to improve most.

As our member, you'll enjoy additional perks including:

  • No referrals needed for specialist appointments
  • Discounts with Blue365®
  • 24/7 Nurse Call Line
  • Access to 6,000+ health topics
  • And more!

Component Title: EXC-INP-Health Plan-Great Provider Network Content

A great provider network

All of our plans give you access to thousands of top-quality doctors, hospitals and pharmacies locally and nationwide through the BlueCard Network.

Component Title: Great Provider Network - Hub Page Section

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A great provider network

All of our plans give you access to thousands of top-quality doctors, hospitals and pharmacies locally and nationwide through the BlueCard Network.

Need help?

We can help you get coverage.

Call:1-888-679-71051-844-829-8513 (TTY 711)


Monday - Thursday: 8 a.m - 5:30 p.m.
Friday: 9 a.m. to 5:30 p.m.

Monday - Thursday: 8 a.m. to 7 p.m.
Friday: 9 a.m. to 7 p.m.

Estimate costs

As a member you will have access to our Estimate Medical Costs tool to compare out-of-pocket costs for hundreds of procedures across many different treatment categories.