Gold Standard Health Plan - Excellus Prospect

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Gold Standard Health Plan

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Cost & Coverage

Gold Standard is a Hybrid plan with low copays and generous prescription drug coverage. It's a good option if you want to save on monthly premiums while keeping your out-of-pocket costs lower for routine care.

(Note: this plan includes a deductible which applies to diabetic drugs and supplies as required by contract language provided by the state.)

View a Summary of Benefits & Coverage

View a Contract & Other Legal Information for Prospective Members

A Great Provider Network

All of our plans give you access to thousands of top-quality doctors, hospitals and pharmacies locally and nationwide through the BlueCard Network.

Exclusive Member Benefits

As our member, you'll enjoy:

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Estimate Healthcare Expenses

See our Out-of-Network Costs examples. You may also visit Fair Health’s website (www.fairhealthconsumer.org) to estimate potential out-of-network out-of-pocket expenses. Please note: Medicare cost information may be found at CMS.gov fee schedule search tool.

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Need Help

We can help you get coverage.
Call: 1-888-679-7105
TDD/TTY: 1-800-421-1220


Monday - Thursday: 8 a.m to 7 p.m
Friday: 9 a.m to 7 p.m

From Oct 22 - Feb 10:
Monday - Thursday: 8 a.m to 8 p.m
Friday: 9 a.m to 8 p.m

Advisors are also available from Oct 22-Dec 16 on Saturdays: 9 a.m. to 1 p.m.

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