2026 Dental Benefits Guide
Our Medicare Advantage Plans already include coverage for preventative dental services. Now you can add more coverage to fit your needs.
All Medicare Advantage Plans Include
Preventive Dental Coverage
- Up to 2 routine cleanings
- Up to 2 oral exams
- Up to 4 bitewing x-rays per year or a panorax x-ray every 36 months
Select Medicare Advantage Plans Include
$500 Comprehensive Dental Allowance
- Select crowns
- Dentures
- Fillings
- Root canals
- Extractions
Optional Supplemental Dental Coverage
Regardless of whether your plan includes a comprehensive allowance or not, all members have the option to purchase supplemental dental coverage (up to $1,000) for an additional monthly premium. This is helpful if you expect to need more serious dental work during the year.
View the supplemental dental coverage available in your region
*** Please select a county to see available plan applications ***
| Plan Name | Comprehensive Coverage Included | Cost to purchase additional coverage |
|---|---|---|
| BlueActive (PPO) | $500 | $22/month for $500 in additional coverage |
| BlueClassic (PPO) | $500 | $22/month for $500 in additional coverage |
| BlueEnhanced (PPO) | $500 | $22/month for $500 in additional coverage |
| BlueEssential (PPO) | $500 | $22/month for $500 in additional coverage |
| BlueSalute (PPO) | $500 | $22/month for $500 in additional coverage |
| Plan Name | Comprehensive Coverage Included | Cost to purchase additional coverage |
|---|---|---|
| BlueBalanced (PPO) | $0 | $35/month for $1,000 in total coverage |
| BlueEnhanced (PPO) | $500 | $22/month for $500 in additional coverage |
| BlueSalute (PPO) | $500 | $22/month for $500 in additional coverage |
| BlueVital (PPO) | $0 | $35/month for $1,000 in total coverage |
| Plan Name | Comprehensive Coverage Included | Cost to purchase additional coverage |
|---|---|---|
| BluePlus (PPO) | $500 | $22/month for $500 in additional coverage |
| BlueSalute (PPO) | $500 | $22/month for $500 in additional coverage |
| Plan Name | Comprehensive Coverage Included | Cost to purchase additional coverage |
|---|---|---|
| Blue Choice Core (HMO) | $0 | $43/month for $1,000 in total coverage |
| Blue Choice Freedom (HMO-POS) | $500 | $26/month for $500 in additional coverage |
| Blue Choice Optimum (HMO-POS) | $500 | $26/month for $500 in additional coverage |
| Blue Choice Prime (HMO) | $0 | $43/month for $1,000 in total coverage |
How to enroll and when
Current Excellus BCBS members
Whether you are staying on your current Medicare Advantage plan in 2026 or switching to a new plan, you'll need to complete a new application if you want to add supplemental dental coverage. You can do this during:
- Annual Enrollment Period (AEP) October 15, 2025 – December 7, 2025
- Open Enrollment Period (OEP) January 1, 2026 – March 31, 2026
- Special Election Period (if eligible)
New members
If you are new to Medicare, or are new to our health plan, you can enroll in this coverage during your Initial Enrollment Period (IEP).
Ready to enroll? Our team is here to help
Excellus BCBS is here to support you and help keep Medicare enrollment simple. We’ve been working to make health coverage more accessible and affordable for everyone in our community for nearly 90 years, and our local Medicare Consultants are available to help you with all things Medicare.
Get help from our team
Our dedicated local Medicare Consultants are here to answer all your Medicare questions.
Enroll online
Ready to enroll in Medicare? Excellus BCBS makes it easy to enroll online or over the phone.
Find a dentist
Choose an in-network dental provider to get the most out of your dental benefits.
Excellus BlueCross BlueShield is an HMO/PPO/HMO D-SNP plan with a Medicare contract and a contract with the New York State Medicaid program. Enrollment in Excellus BlueCross BlueShield depends on contract renewal. Submit a complaint about your Medicare plan at www.Medicare.gov or learn about filing a complaint by contacting the Medicare Ombudsman. Y0028_11355_M.
This page last updated 10-01-2025.