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The Medicare supplement plans described are underwritten by Excellus Health Plan, Inc., which does business as Excellus BlueCross BlueShield. 

The purpose of this website material is the solicitation of insurance. 

These policies (EXC-83, EXC-85, EXC-86, EXC-87, EXC-88, EXC-89, EXC-100, EXC-101, EXC-104) meet the minimum standards for MEDICARE SUPPLEMENT INSURANCE as defined by the New York State Department of Financial Services. The expected benefit ratio for the policies is 83%. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy. 

IMPORTANT NOTICE - A CONSUMER'S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE MAY BE OBTAINED FROM YOUR LOCAL SOCIAL SECURITY OFFICE OR FROM THIS INSURER. 

A CONSUMER'S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE 

Excellus BlueCross BlueShield is not connected with or endorsed by the State of New York, the federal government or the federal Medicare program.