GLO-HDHP-Need To Know - Left Column

There are a few things you need to know:

Deductible: This is the amount you pay first before sharing your costs with us.

Copay: A fixed amount, like $25 you pay when you receive care or pick up a prescription.

Coinsurance: This is similar to a copay but instead of a fixed dollar amount, it is a percentage of the total bill. For example, if your child’s eyeglasses are $100 and you’ve met your deductible, your coinsurance payments of 50% would be $50. We would pay the rest, or $50.

Out-of-pocket maximum: This is the most you could ever pay in a year on covered health care services, excluding your monthly premium. Any deductible, copay, coinsurance or out-of-pocket cost for covered services goes towards your out-of-pocket maximum. If you reach this amount, all you need to do is to continue paying your monthly premium. We’ll pay 100% of the cost when you get care for covered services.

GLO-INP-HDHP-Estimate Healthcare Expenses - Right Column

Estimate Medical Cost

In-Network

Estimate Medical Costs Estimate Medical Costs

Learn more about estimating medical cost

Out-Of-Network

Out-of-Network CostsOut-of-Network Costs examples.

Fair Health Consumer.org


Please note: Medicare cost information may be found at CMS.gov fee schedule search tool.

GLO-HDHP-Log On to HSA - Right Column